MILITARY STAR Rewards Program

The Exchange

The card is available only to the military community. Card members earn two points for every $1 spent and automatically receive a $20 digital rewards card every 2,000 points. Points do not expire as long as there is at least one qualifying purchase every 12 months. New accounts save 10% on all first day purchases.

Your MILITARY STAR credit card (“Card”) account (“Account”) is issued by the Exchange Credit Program (hereinafter “we”, “our”, or “us”), located in Dallas, Texas. In these Program Terms and Conditions, “you” or “your”, means all persons responsible for complying with this agreement, including the person who applied for the Account and the person to whom we address billing statements, as well as any person who agrees to be liable on the Account or who is an authorized user on the Account. Ability to Earn Rewards: You are automatically enrolled in the MILITARY STAR Rewards Program. If your Account is in default as described in your Cardmember Agreement, and/or your account is closed for any reason, and/or there is any actual or suspected fraud or abuse related to the accrual of points, we reserve the right to prohibit you or any authorized user on the Account from earning and redeeming Points through your Account until the next billing cycle after your Account is no longer in default, and to cause you to forfeit any Points in your Account. If your Points are forfeited for any reason, we will not reinstate these Points to your Account. If your Account is closed for any reason, your membership in the Program will be terminated and all remaining Points are forfeited. “Good standing” means an Account that is not closed, bankrupt, charged off, fraudulent, blocked deceased, on a fixed payment plan, blocked when check writing privileges are revoked, over the credit limit, or delinquent because the minimum due payment has not been made for two consecutive billing cycles.